Which of these statements about reasonable accommodations is true?

The statement that landlords must allow modifications at the tenant's expense is accurate within the context of reasonable accommodations under the Fair Housing Act. Reasonable accommodations are changes made to rules, policies, practices, or services when necessary to afford persons with disabilities equal opportunity to use and enjoy a dwelling.

In many situations, if a tenant requests modifications that are necessary for their disability, the landlord is required to allow those modifications to ensure that the tenant can fully enjoy their dwelling. However, the responsibility to finance these changes typically falls upon the tenant. This means that while the landlord must permit the modifications, they are not responsible for the costs associated with these changes.

The other statements do not accurately reflect the obligations outlined in the Fair Housing Act. Tenants are not required to cover modifications entirely if the accommodations can be considered reasonable, but the burden of financial responsibility usually lies with them. Additionally, landlords may have some obligation to address reasonable accommodations, depending on the specific circumstances, contrary to the claim that they are free from any changes. Lastly, HUD approval is not a prerequisite for every request for modification made by a tenant; thus, that statement is overly broad. Understanding these provisions helps clarify the relationship and responsibilities between landlords and tenants in the context of reasonable accommodations.